| Savings | ||||
| Effective Date: Tuesday, November 20th, 2018 | ||||
| Share Type | Minimum Opening Balance | Dividend Rate | APY* | Term |
| Share Savings | $5.00 | 0.05% | 0.05% | n/a |
| Share Draft | None | 0.01% | 0.01% | n/a |
| Christmas Clubs | None | 0.05% | 0.05% | n/a |
| Vacation Clubs | None | 0.05% | 0.05% | n/a |
| IRA Savings | None | 0.25% | 0.25% | n/a |
| *APY = Annual Percentage Yield Subject to change without notice Fees could reduce earnings on account Golden Savers Club Members 62 & over, with a share draft account and debit card receive one free box of checks per calendar year. | ||||