|
Rates
Rates Are Based On Credit Score, So Your Rate May Differ
Rates Stated "As Low As"
| Loans |
|
|
Rate
|
APR*
|
Term
|
|
|
New Cars 2009 & 2010
|
6.250%
|
6.250%
|
48
|
|
|
New Cars 2009 & 2010
|
6.500%
|
6.500%
|
60
|
|
|
New Cars 2009 & 2010
|
6.750%
|
6.750%
|
72
|
|
|
Used Cars
(Within 5 Years Old)
(Over 5 Years Old)
|
7.000%
8.750%
|
7.000%
8.750%
|
48
48
|
|
|
New Motorcycle
|
6.500%
|
6.500%
|
60
|
|
|
Used Motorcycle
|
7.750%
|
7.750%
|
60
|
|
|
New Boats & Campers
|
8.500%
|
8.500%
|
Up to 180
|
|
|
Used Motorcycle, Boats & Campers
|
10.500%
|
10.500%
|
Up to 180
|
|
|
Signature Personal Loans
|
12.000%
|
12.000%
|
60
|
|
|
MasterCard Credit Card
|
9.900%
|
9.900%
|
n/a
|
|
*APR = Annual Percentage Rate
Subject to change without notice
|
| Savings |
|
|
Minimum Balance
|
Dividend Rate
|
APR*
|
Term
|
|
Share Savings
|
$5.00
|
0.250%
|
0.250%
|
n/a
|
|
Share Draft
|
None
|
0.100%
|
0.100%
|
n/a
|
|
Christmas Clubs
|
None
|
0.250%
|
0.250%
|
n/a
|
|
Vacation Clubs
|
None
|
0.250%
|
0.250%
|
n/a
|
|
IRA Savings
|
None
|
0.750%
|
0.750%
|
n/a
|
*APY = Annual Percentage Yield
Subject to change without notice
|
| Certificates |
|
|
Minimum Deposit
|
Dividend Rate
|
APR*
|
Term
|
|
6 Month Certificate
|
$500.00
|
.90%
|
.90%
|
6
|
|
12 Month Certificate
|
$500.00
|
1.10%
|
1.11%
|
12
|
|
24 Month Certificate
|
$500.00
|
1.50%
|
1.51%
|
24
|
|
30 Month Certificate
|
$500.00
|
1.75%
|
1.76%
|
30
|
*APY = Annual Percentage Yield
Subject to change without notice
Golden Savers Club Members 62 & over, with a share draft account and debit card receive one free box of checks per calendar year.
|
|
|
|